Extreme Profit Promises
Scam loan pressure reached its peak on day four, when the amounts demanded became extreme and bank loans were presented as the solution. The day began in a completely different tone.
She opened with excitement:
“Wow, you’ve helped me get a parcel task order. Thank you so much! Today I can earn an extra 550 USDC, and you’ll get 16% from me, so we can both earn a bit more.”
She continued enthusiastically:
“Because the profit margin of this order is very high, the required funds can also increase. This is a good thing. I can earn at least 800 euros today.”
When I logged into my own account, the same situation appeared almost immediately. She reacted instantly:
“Wow, are you feeling lucky today?”
Then she outlined the numbers:
“The order price is 2199, and the commission is 770 USDC. After completion, you will receive 2199 + 770 = 2969 USDC, approximately 2600 euros. Adding the 500 euro new employee bonus, you will receive 3100 euros.”
Then came the demand:
“You only need to deposit 1700. But if you want to earn more, you can deposit 2000. Your minimum profit is 3100 − 1700 = 1400.”
At this stage, scam loan pressure became relentless, with financial limits pushed further and further in a single day.
She instructed me to use MetaMask again. To “test it safely,” she said we would first deposit 100. When that went through:
“ETH has arrived, now continue the purchase using MetaMask. This time buying 1600.”
After those transfers, the situation escalated further. She exclaimed:
“I’m so envious that you can earn so much today. I haven’t come across such high commission orders for over a month!”
She then claimed:
“After completing this order, you’ll earn 7999 + 3599 = 11598 USDC, which is about 11,000 euros. That’s really fantastic!”
Then the balance turned negative again:
“Your account is in the negative by 4810 USDC. You need at least 4500 euros. So your profit today is
11,000 − 4500 − 1700 = 4800 euros, which is about half a month’s salary, dear.”
I somehow managed to transfer that amount.
Then the next shock came:
“Yes, darling, since this is your third parcel order, your commission is quite substantial. After completing this order, you’ll receive 24240 + 13332 = 37572 USDC. That’s about 36,000 euros. I’m really envious of you.”
I told her clearly that I could not deposit €9,500. She asked how much I could manage. I calculated that I might be able to deposit €7,200. She promised to lend me the remaining amount.
Arranging the money through the bank took time, but she claimed she had “managed to get me some extra time to arrange things.” The deposits had to be made in two parts.
But the escalation did not stop there.
After this, yet another high task appeared. She reacted with confusion:
“Why do you still have large orders? There will only be 0 to 3 parcel task orders in a day. I really don’t understand what’s going on.”
Customer service then replied with a new explanation:
“This isn’t a package order; it’s the ultimate task. Ultimate tasks usually only appear as the last task, meaning you can withdraw your earnings immediately after completing them. Because they’re so rare, many people work for two years without getting one. The reward for an ultimate task is 60 times that of a regular task. After completing it, you could get approximately 140,800.”
But to complete this so-called ultimate task, I would need €46,000.
If I stopped at this point, I would lose everything I had already deposited — but I had nowhere near that amount of money.
She reassured me:
“As your superior agent, I will do my best to assist you in completing the task and withdrawing the funds.”
She offered to lend me €25,000, meaning I would still need €23,000 myself.
Scam Loan Pressure and Bank Loans
At this point, I was instructed to apply for a bank loan. The first bank refused. My own bank, however, approved the loan instantly. But when I attempted to transfer the funds, the bank began asking questions.
She then began coaching me on how to respond:
“If the bank asks you questions and you’re not sure how to answer, you can tell me, and I will teach you how to respond to avoid any errors that could cause delays.”
She instructed me to give false explanations:
“If the bank asks why you are transferring money to a Maltese account, you can tell them that the account is yours and you are simply transferring money to another account of your own.”
Crossing Financial and Ethical Boundaries
Several days passed as I tried to make the transfer. I was unable to send money to the Maltese bank, so I was instructed to open yet another account — Revolut, which is registered in Lithuania.
Throughout this process, she continued pressuring me:
“The bank has no right to restrict your access to your own money. If they refuse, you can call customer service, refuse to provide explanations, and even complain to the banking regulator.”
She even suggested:
“You can tell them you’re buying a car.”
The escalation began the day before, when deposit sizes and platform complexity increased.
What finally stopped the process is described in When the Bank Said No – The Illusion Breaks.
Check what to do when Doubtful
Pressuring victims to take loans is a known tactic in advanced online scams, as described in official fraud warnings.
