Using My Own Account for the First Time
The scam first payout happened on day two, when I was instructed to use my own account and make the first real deposit. After completing her 36 orders, I was instructed to log in to my own account and start doing the same tasks I had previously done on her behalf.
After a few clicks, I suddenly got stuck. She reacted immediately and commented:
“It seems lady luck is on your side, congratulations.”
She explained the situation:
“The order price is 230, the commission is 46 USDC, so once completed you will receive 230 + 46 = 276 USDC, which is about 260 euros. Not bad.”
After repeating the same explanation several times, she made a concrete suggestion:
“I suggest you deposit €85 to complete this package order, after which you can immediately withdraw your commission and salary.”
I opened Kraken and sent her screenshots of every step I took. She replied with the same screenshots, marking exactly where I should continue.
I expressed concern that bank transfers usually take several days. She responded confidently:
“The Finnish Cooperative Bank and S-Bank support quick transfers.”
Eventually, I found a way to transfer the money quickly and deposited €90.
She then added:
“Now you need to download a Kraken wallet to use it more conveniently.”
“Create a wallet. You can either save the key or ignore it. Don’t share the saved key with anyone, including me.”
After the deposit, I was instructed to:
After completing the first full day on my own account, she told me:
“Congratulations, you’ve earned 292 USDC.”
The First Deposit
A few steps later, she instructed:
“Now go and withdraw the funds. Let me know when the USDC arrives at your Kraken, and I’ll guide you on selling it for euros and then withdrawing it to your bank account.”
That is exactly what happened. I followed her instructions step by step — and in the end, €230 arrived in my bank account.
The entire evening was spent messaging back and forth. We started at 5:30 PM and finished close to 9:00 PM..
The process began during the scam training phase, where the steps were explained and rehearsed.
The escalation continued on day three, when the required amounts began to grow.
Check what to do when Doubtful.
Small initial payouts are a common trust-building tactic in online scams, as described in official fraud warnings.
